The Total Visa® Unsecured Card is a flexible option for those looking to build or rebuild their credit. With no security deposit required, it’s perfect for individuals who may have had trouble qualifying for other cards.
It provides a manageable credit limit and reports to all three major credit bureaus, helping cardholders create a positive credit history. While there may be an annual fee, the card’s easy application process and credit-building potential make it an ideal choice for many.
If you’re looking to improve your credit with a straightforward, unsecured credit card, the Total Visa® Unsecured Card could be a good fit.Â
Annual Fee
The annual fee for this credit card is $95.
Credit Limit
Lower limits
Prequalify
Prequalify for this credit card with NO hard inquiry!
Credit Reporting
Total reports to all 3 credit bureaus. May pull Experian Credit Report.
Exclusive Credit Membership
$1 Trial
$79 per month
$99 Set Up Fee
$29 per month
$599 Lifetime Membership
SIMILAR CREDIT CARDS
- Purchase or have already purchased our Mega Dispute Letter Package. Use the special link provided below to get 65% off your Mega Dispute Letter Package if you haven’t already purchased it:
Dispute Letter Package
2. Sign up for Aura.com/rickita 14 day free trial to get your free reports (This will allow us to view your reports and lock Experian report)
3. Get all 3 of your credit reports from IDIQ $1 Trial:IDIQ Trial
4. Complete an application: Credit Application
5. Once you’ve made your purchase, reach out to our customer support team at 833-742-5482 to confirm your eligibility for the free letter service.