best credit cards for students

These are the best credit cards for students. Some of these credit cards offer 0% intro APR, No annual fee, and a signup bonus. Remember to apply for your credit cards using your student email address.

DISCOVER IT STUDENT CASH BACK

IRIDESCENT

Apply on their website!

Annual Fee

The annual fee for this credit card is $0.

Cash Back

Up to 5% Cash Back available.

Prequalify

Prequalify for this credit card with NO hard inquiry!

Credit Reporting

Discover reports to all 3 credit bureaus and will check your transunion credit report to approve you.

Annual Fee

The annual fee for this credit card is $0.

Credit Limit

Good Credit & Excellent Credit

Prequalify

Prequalify for this credit card with NO hard inquiry!

Credit Reporting

Capital One reports to all 3 credit bureaus and will check all 3 credit bureaus to approve you.

DISCOVER IT STUDENT CHROME CARD

Annual Fee

The annual fee for this credit card is $0.

Beginner Friendly

This credit card can approve you even if you don't have any credit history.

Prequalify

Prequalify for this credit card with NO hard inquiry!

Build Credit Faster

Build your credit faster with credit reporting to all 3 Credit Bureaus.

SAVORONE STUDENT CASH REWARDS CREDIT CARD

Annual Fee

The annual fee for this credit card is $0.

Cash Back

3% Cashback

Prequalify

Prequalify for this credit card with NO hard inquiry!

Credit Reporting

Capital One reports to all 3 credit bureaus and will check all 3 credit bureaus to approve you.

QUICKSILVER REWARDS FOR STUDENTS

Annual Fee

The annual fee for this credit card is $0.

Credit Limit

Good Credit & Excellent Credit Get Gift Cards

Prequalify

Prequalify for this credit card with NO hard inquiry!

Credit Reporting

Capital One reports to all 3 credit bureaus and will check all 3 credit bureaus to approve you.

JOURNEY STUDENT CREDIT CARD

Annual Fee

The annual fee for this credit card is $0.

Credit Limit

Good Credit & Excellent Credit

Prequalify

Prequalify for this credit card with NO hard inquiry!

Credit Reporting

Capital One reports to all 3 credit bureaus and will check all 3 credit bureaus to approve you.

BANK OF AMERICA TRAVEL REWARDS CREDIT CARD

Annual Fee

The annual fee for this credit card is $0.

0% Intro APR

Low Intro APR

Prequalify

Prequalify for this credit card with NO hard inquiry!

Credit Reporting

Capital One reports to all 3 credit bureaus and will check all 3 credit bureaus to approve you.

DESERVE® EDU MASTERCARD FOR STUDENTS

Annual Fee

The annual fee for this credit card is $0.

Credit

Good Credit & Excellent Credit

Prequalify

Prequalify for this credit card with NO hard inquiry!

Credit Reporting

Capital One reports to all 3 credit bureaus and will check all 3 credit bureaus to approve you.

PETAL 1 VISA CARD

Pre-qualify (No Hard Inquiry) on their website

No Annual Fee

The annual fee for this credit card is $0.

Credit Limit

Credit limit approval will be between $300 - $5,000. Approval amount will differ depending on your credit score and banking history.

Pre-qualify

Pre-qualify with NO Hard inquiry. They will us a platform called Plaid to look at your banking history and do a soft pull to your credit reports.

No Foreign Transaction Fees

No transaction fees when using this credit card outside of the country.

PETAL 2 CREDIT CARD

Annual Fee

The annual fee for this credit card is $0.

Credit Features

Good Credit & Excellent Credit

Prequalify

Prequalify for this credit card with NO hard inquiry!

Credit Reporting

Capital One reports to all 3 credit bureaus and will check all 3 credit bureaus to approve you.

Discover it secured credit card

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SIMILAR CREDIT CARDS

Annual Fee

The annual fee for this credit card is $0.

Credit Limit

Credit limit approval will be between $200- $2,500. Your credit limit will be based on how much you deposit in your account.

Refundable Deposit

Your deposit could be refunded in as little as 8 months.

Build Credit Faster

Reports to all 3 Credit Bureaus.

Tomo Credit Card

Annual Fee

There is NO annual fee for the card.

- No Annual Fee
- 0% APR
- NO Fees

Credit Limit

Credit limit approval will be between $100- $5,000. Your credit limit will be based on your banking history.

NO Hard Inquiry

NO Hard inquiry!

Build Credit Faster

Reports to all 3 credit bureaus to help you build your credit score FAST!

SIMILAR CREDIT CARDS

Check out other credit cards

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*Some of the links and other products are from companies for which Rickita will earn an affiliate commission or referral bonus. Rickita is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in videos is accurate as of the posting date. Some of the offers mentioned may no longer be available.

Disclaimer: Rickita strives to keep its information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider, or specific product’s site. All financial products, shopping products, and services are presented without warranty. When evaluating offers, please review the financial institution’s Terms and Conditions. Pre-qualified offers are not binding. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion® directly.

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