The Sam’s Club® Mastercard® is a top-notch cashback credit card designed for Sam’s Club members, offering a tiered rewards structure that benefits frequent shoppers and travelers alike. Issued by Synchrony Bank, this card provides 5% cashback on gas and EV charging stations (up to $6,000 annually), 3% cashback on dining and takeout, and up to 5% cashback at Sam’s Club for Plus members—combining 3% from the Mastercard and an additional 2% from the Plus membership. All other purchases earn 1% cashback, and the rewards are issued as Sam’s Cash, redeemable in-club, online, or as cash back. The card has no annual fee, though a Sam’s Club membership is required, and includes digital account management and convenient tracking of rewards through the Sam’s Club app. For members seeking maximum value from everyday spending, the Sam’s Club Mastercard is a versatile and rewarding choice.
Annual Fee
The annual fee for this Sam's Club Mastercard is $0. There is no membership fee for the card itself; however, an active Sam's Club membership is required to apply and maintain the card.
Credit Limit
The Sam's Club Mastercard offers competitive credit limits based on your creditworthiness. Higher limits are available for excellent credit profiles, with potential for credit limit increases over time.
Prequalify
You can prequalify for the Sam's Club Mastercard with no impact on your credit score! This allows you to check your eligibility before applying.
Credit Reporting
The Sam's Club® Mastercard®, issued by Synchrony Bank, primarily pulls from TransUnion. However, depending on your location and specific circumstances, they may also pull from Equifax or Experian.
Exclusive Credit Membership
$1 Trial
$79 per month
$99 Set Up Fee
$29 per month
$599 Lifetime Membership
SIMILAR CREDIT CARDS
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